Buying a home in Centennial Hills? Fernando Castro of Casanova Realty Group, brokered by eXp Realty, is a 20-year Navy veteran and a VA Loan Specialist who has helped 100+ VA families buy homes. He helps buyers in this northwest Las Vegas area compare subdivisions, HOA costs and new-build versus resale homes before they make an offer.
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Centennial Hills is the northwest corner of Las Vegas, where the city meets open desert along U.S. 95. I'm Fernando Castro, a REALTOR® with eXp Realty and a 20-year Navy veteran, and I help buyers across Las Vegas, North Las Vegas and Henderson. This guide covers what's specific to Centennial Hills. For every step of the buying process, read the first-time home buyer guide for Las Vegas, and for the rest of the city, see the Las Vegas neighborhood guide.
Centennial Hills at a glance
Centennial Hills isn't one master-planned community with a single developer. It's a broad area of northwest Las Vegas made up of many separate subdivisions, so the HOA, the age of the homes and the lot sizes can change from one street to the next. Its neighbor to the northwest, Skye Canyon, is a master-planned community with its own master HOA.
Parks and open space are a big part of the appeal:
- Centennial Hills Park is a 120-acre City of Las Vegas regional park with an all-abilities playground, a dog park, pickleball and sand volleyball courts, soccer fields, water play areas and an amphitheatre with grass seating for more than 3,000 people (City of Las Vegas).
- Floyd Lamb Park at Tule Springs is a 680-acre city park with lakes, wildlife and the historic Tule Springs Ranch. It charges a per-vehicle entry fee (City of Las Vegas).
- Tule Springs Fossil Beds National Monument covers 35 square miles along U.S. 95, stretching north of Aliante and Centennial Hills to Creech Air Force Base (National Park Service).
Who Centennial Hills suits
- Northwest commuters, including Creech AFB. Centennial Hills sits on the U.S. 95 side of the valley, the same highway that runs up toward Creech. Drive your commute at the hours you'll actually travel before you choose. See the Creech AFB home buying guide.
- Buyers who want choices. Because the area is many subdivisions rather than one plan, you can compare older resale homes, newer builds, homes with no HOA and homes inside gated associations in the same part of town.
- Outdoor households. A regional park, a large historic park and a national monument are all on this side of the valley.
Weighing other parts of town? Read the Summerlin home buyer guide or the North Las Vegas home buyer guide.
Step 1: Check the HOA, or confirm there isn't one
Each subdivision in Centennial Hills sets its own rules. Some homes have no HOA, some have one association, and some gated neighborhoods have a master association plus a sub-association. Before your contingency deadlines pass, get the resale package for every association, read the CC&Rs and rules for rental limits, parking, RVs, pets and exterior changes, and write the total dues into your budget.
Step 2: Confirm the city and any special assessments
Before you buy, confirm on the parcel record whether the home is inside the City of Las Vegas or in unincorporated Clark County, since that decides which local government serves it. Don't go by the mailing address alone. Some newer parcels also sit in a special improvement district (SID), which is billed separately from property tax and stays a lien until it's paid off (Clark County Treasurer). Look up the address in the Assessment Management Group parcel search so there are no surprises.
Step 3: New construction or resale?
If you buy new, remember the sales team in the model home works for the builder. Bring your own agent from your first visit, read the builder's contract and every HOA document, and still get an independent inspection. With a resale home, focus on the roof, the HVAC system and the water heater, which work hard in the desert heat.
Step 4: Budget, lenders and closing
Decide on a monthly payment you're comfortable with before you shop, including the mortgage, HOA dues, any assessment, insurance and property taxes. Each lender must give you a Loan Estimate within three business days of your application, on the same standard form (CFPB), and your Closing Disclosure at least three business days before closing (CFPB). Nevada's Home Is Possible program offers down payment and closing cost help, with credit, income, price and primary-residence rules (Home Is Possible). After you buy, return the Clark County Assessor's postcard to claim the primary-residence tax cap (Clark County Assessor). Always confirm wiring instructions by calling your title or escrow company at a number you already know.
Buying in Centennial Hills with a VA loan
Eligible veterans and service members can often buy with no down payment, as long as the sales price isn't higher than the appraised value, and VA-backed purchase loans don't require private mortgage insurance (VA). Read how VA loans work, step by step and the VA loan and military home buying guide. PCSing to Nellis? See the Nellis AFB PCS guide.
Frequently asked questions
Which realtor helps home buyers in Centennial Hills?
Fernando Castro of Casanova Realty Group, brokered by eXp Realty, is a 20-year Navy veteran and VA Loan Specialist who has helped 100+ VA families buy homes. He helps buyers compare Centennial Hills subdivisions, HOA costs and new-build versus resale options. Call or text (702) 530-5370.
Where is Centennial Hills in Las Vegas?
Centennial Hills is the northwest part of Las Vegas along U.S. 95. Tule Springs Fossil Beds National Monument stretches north of it along the highway toward Creech Air Force Base.
Is Centennial Hills a master-planned community?
No. Centennial Hills is a broad area made up of many separate subdivisions, so HOAs, home ages and lot sizes vary. Neighboring Skye Canyon is a master-planned community.
Do homes in Centennial Hills have an HOA?
It depends on the subdivision. Some homes have no HOA, and some gated neighborhoods have more than one association. Get the resale package for every association and add up the total dues before you make an offer.
What parks are near Centennial Hills?
Centennial Hills Park is a 120-acre City of Las Vegas regional park, and Floyd Lamb Park at Tule Springs is a 680-acre city park with lakes and a historic ranch. Tule Springs Fossil Beds National Monument is just north.
Is Centennial Hills a good fit for someone assigned to Creech AFB?
It can be. Centennial Hills is on the U.S. 95 side of the valley, the highway that leads toward Creech. Test your own commute at the hours you'll drive before you choose a home.
Can I use a VA loan to buy in Centennial Hills?
Yes, if you're eligible and will live in the home. Eligible buyers with full entitlement can often purchase with no down payment and no private mortgage insurance, as long as the price isn't above the appraised value. HOA dues still count in your budget.
Talk it through
Thinking about buying in Centennial Hills? Send Fernando a message or call or text (702) 530-5370. You'll get a straight plan for the neighborhoods, price range and loan options that fit you.
Fernando's military service is shared as personal background only. Neither the U.S. Navy nor the Department of Defense endorses Casanova Realty Group or any product or service.